Insurance

8 High-Risk Stocks

Number 8
Number 8

As equity markets continue to recover after the collapse earlier in the year, many shares are now overvalued, according to Morningstar analysts.

Investors looking to capitalise on lockdown trends have chased e-commerce, tech and healthcare stocks, driving valuations ever higher. Indeed, Tesla’s (TSLA) shares have soared 200% this year, for example, while Shopify (SHOP)  is up nearly 140%. Such a rapid upward trajectory may not be a signal to buy, however – analysts warn many of these hot stocks are looking expensive.

UK Stocks to Avoid

We last looked stocks to avoid in April when valuations were starting to move higher after March’s sell-off.

To compile this list we look at stocks with an Uncertainty Rating of High or Very High, which have no Economic Moat, and which are rated as either one or two stars by Morningstar analysts, indicating that their shares are trading above their fair

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4 things students should know about their health insurance and COVID-19 before heading to college this fall

<span class="caption">College students should weigh their health insurance options if they take in-person classes this fall.</span> <span class="attribution"><a class="link rapid-noclick-resp" href="https://www.gettyimages.com/detail/photo/young-woman-consulting-with-her-doctor-royalty-free-image/1245097085?adppopup=true" rel="nofollow noopener" target="_blank" data-ylk="slk:Geber86/GettyImages">Geber86/GettyImages</a></span>
College students should weigh their health insurance options if they take in-person classes this fall. Geber86/GettyImages

As colleges and universities decide whether or not to reopen their campuses this fall, much of the discussion has focused on the ethics behind the decision and the associated health risks of in-person instruction.

As a researcher who studies health insurance policy, I see two important gaps in this discussion: 1) Who should pay the cost of treating the inevitable COVID-19 cases that will occur; and 2) What do college students need to know about their coverage?

Here are four things I think every college student – and those who care about them – should know about health insurance coverage when it comes to COVID-19.

1. Weigh coverage options

If you’re covered under a student health insurance plan through your school, it may be worth considering whether that is still your best option. The

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Can I go on holiday this summer and will I have to quarantine?

EPA
EPA

For many, it felt like summer was cancelled as soon as Matt Hancock said as much on ITV’s This Morning back in early May.

“I think that’s likely to be the case,” the health secretary answered when asked if sunny season would be off the agenda for the first time since the Second World War.

But there are now glimmers of hope that something could be salvaged as Britain’s lockdown restrictions continue to ease. Here are your questions answered…

Will I be able to go on holiday this summer?

This is contingent on several factors: the current Foreign Office blanket ban on all international travel being lifted; the host country being willing to accept tourists from the UK; no quarantine being imposed upon arrival or return to the UK; the ability to get to the airport; and the ability to fly or otherwise travel to your chosen destination.

The

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Everything you need to know about visiting Spain this summer

Playa de Formentor, Mallorca, Spain: istock
Playa de Formentor, Mallorca, Spain: istock

As countries around the globe tentatively begin to relax restrictions on travel, the promise of tapas al fresco and long, lazy sun-filled days beside the sea come top of the travel wish-list for many tourists.

Spain has long topped the list as one of the UK’s favourite holiday destinations, with more than 18 million British tourists visiting in 2019 – a fifth of the country’s overall total of nearly 84 million visitors, according to figures from the National Institute of Statistics.

But can British holidaymakers get there? And will we be welcome?

Here’s all the information you need to know.

Am I allowed to travel to Spain from the UK?

The Foreign and Commonwealth Office (FCO) issued a blanket warning against all non-essential international travel in March, but this has now been lifted for 67 destinations as of 4 July.

Spain was on this

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Disney World May Be Open, But Most Kids In The U.S. Have Nowhere To Go

Disney World opened its doors to the public last week. Good news, maybe, for moneyed parents looking to entertain their children for a little while. 

But for parents who need actual, consistent and secure places to bring their children, the news is far more grim. The child care centers that provide crucial support to workers with preschool-aged children are in trouble. 

Without additional public funding, 40% of the child care centers in the U.S. say they’ll be forced to permanently shutter because of the financial pressures of the coronavirus pandemic, according to a survey released Monday by the National Association for the Education of Young Children.

The survey also found that half of the child care centers operated by minority business owners are at risk of closing permanently, yet another sign of how this crisis has been disproportionately hard on people of color.

Couple this with the uncertainty that

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Will women have to work harder after the pandemic?

Like many successful career women, Simone Ramos feels she’s had to work harder than any man to get to the top.

A high-flying executive and risk manager for global insurance group THB in Sao Paulo, Ms Ramos says being a female leader in a male-dominated industry has forced her “to be stronger and rise above myself every day”.

“Very early on in my career I realised I needed to leave the office later, I needed to study more, I needed to prove myself three times more than any man,” she says.

Ms Ramos is also an adviser for the Brazilian association of women in the insurance market and has an upcoming book on the subject planned for October. She tells younger women they can reach the top with “focus, determination and clear goals”.

But like other experts, she is concerned about the extra pressures being put on women’s careers during

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Netflix has 113 brand new shows coming out this year (so far). See them all here.

Katherine Langford as Nimue in "Cursed."
Katherine Langford as Nimue in “Cursed.”

Netflix

  • Netflix currently has 113 brand new TV shows slated to premiere in 2020.

  • Insider is keeping a running list of the confirmed shows and what we know about them so far.

  • Up next in July is a new fantasy series called “Cursed,” reality show “Skin Decision: Before and After,” and the docuseries “Fear City: New York vs the Mafia.” 

  • Visit Insider’s homepage for more stories.

Netflix released dozens of new TV shows in 2019, and has even more planned for this year. If you want to know which shows are most worth your time, read our ranking of the best 36 Netflix originals in 2020 so far.

But there are more than 100 brand new series coming to streaming service, many of which you might not have realized even existed.

Keep reading to see all the new shows arriving on Netflix this year

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How to find a therapist virtually for the first time

mental health depression anxiety stress disorder ADD panic OCD mood trauma sad tired sleep insomnia cox 42
mental health depression anxiety stress disorder ADD panic OCD mood trauma sad tired sleep insomnia cox 42

Crystal Cox/Insider

  • If you’re looking for a therapist for the first time and doing so virtually, finding the right professional for your needs can feel daunting.

  • But using online databases and asking a potential therapist questions about their process can help you decide if they’re a fit for you.

  • It’s also important to watch out for red flags during sessions, like a lack of privacy or plan for improving your mental health.

  • Visit Insider’s homepage for more stories.

If you’ve never gone to therapy before but have recently decided to get professional help, finding the right person for the job can feel daunting.

But it is possible to find a great therapist virtually with the right kind of online research, interviews with potential therapists, and consultations sessions, according to Andreas Michaelides, a clinical

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Is Your Boss Discriminating Against You for Being a Mom? Here’s What to Do

Click here to read the full article.

We don’t have to remind you that it’s been a rough four months for working parents. According to a recent survey from Udemy, 90 percent of working moms feel that childcare and homeschooling are keeping them from doing their jobs, and 78 percent of working parents are concerned that this “new normal” will have a long-lasting effect on their career and quality of life. That certainly was the case for Drisana Rios, who was working for an insurance company in San Diego until last month, when she said she was fired for going to HR about her boss’ discrimination against her as a mother working from home.

In June, Rios went viral with her Instagram post about how her boss had complained frequently about her children making noise during online meetings.

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