11 tips for first-time car buyers, from establishing the right budget to how to have a perfect test drive

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New Chevys for sale fill the lot at Raymond Chevrolet in Antioch, Illinois, July 17, 2014.
New Chevys for sale fill the lot at Raymond Chevrolet in Antioch, Illinois, July 17, 2014.

John Gress/Corbis/Getty Images

  • Lockdowns due to the COVID-19 pandemic are making first-time car buyers out of many.

  • Whether you’re buying new or used, it’s important to do your research before you commit to anything.

  • Vehicle maintenance is also an important thing to remember.

  • Visit Business Insider’s homepage for more stories.

Thanks to the COVID-19 pandemic, taking public transportation or flying might not seem so safe right now.

For many, the next logical step is to consider car ownership. People who have never owned a car before now suddenly find themselves endeavoring on the daunting task of car buying for the first time ever.

Car dealerships, in response to a drastic decline in foot traffic in their showrooms, have adopted virtual tours and car deliveries to make the process easier for those wishing to stay

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‘I didn’t know I’d lose money so fast’

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Stuck at home without a job during the pandemic, Kelly Mills initially turned to video games for escape. Then she decided to try her hand at a real world game: the stock market.

“I figured if I’m putting this much effort into the trading of these fictitious turnips, then surely I can figure out how the actual stock market works,” she says.

Soon the 34-year-old from Louisiana, who worked in the film industry, was following company rumours on Reddit, dialling into executive conference calls and tracking share prices as obsessively as posts on Instagram.

“I’m cooped up, I’m bored, I’ve got nothing better to do,” she says. “This isn’t me trying to make money. I’m just trying to pass the time.”

Like Ms Mills, millions of new investors in the US have piled into stocks in recent months, enabled by a dramatic crash in share prices in March, online brokerages

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10 Online Courses That Can Help Turn a Hobby Into a Side Hustle

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Click here to read the full article.

One of the side effects of COVID-19 is that millions of people across the United States (and world) are spending a lot more time at home. Even as people start responsibly hanging while sticking to the CDC’s latest guidelines, you may have some extra time on your hands that needs to be filled. If you’d like to turn that spare time into a side hustle for some extra income (or dip your toe into a new career path), your best bet is to try some online courses.

The best online learning platforms like Udemy, Masterclass, and LinkedIn Learning offer classes taught by professionals and run through an easy-to-understand syllabus you can review before signing up. Importantly, these are recorded lectures, not live classes. You can watch the entire course — which is broken down into different sections — on your web browser, or

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Google Made Advertising Concessions to Travel Partners But They’re Still Angry

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As the pandemic brought travel to a standstill in the first quarter and bookings were cancelled en masse, advertisers spent millions of dollars on Google advertising that turned into nothing. Since then, Google made concessions to some advertisers — but they scoff at the paltry amount.

Eight German travel companies that sent a letter to Google at the end of April seeking payment concessions on $80 million in first quarter advertising invoices ultimately got relief of less than 10 percent of the total, according to GetYourGuide spokesman Will Gluckin.

“Google didn’t even budge on 10 percent of that,” he said, adding that Google may have been more benevolent to some smaller advertisers, relatively speaking.

“It remains our view that they’ve leveraged their market position to excuse themselves from the responsibility to take care of the travel industry’s customers when the chips were down,” Gluckin said.

Axel Hefer, the CEO of

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An award-winning cam girl explains how online porn has changed in 18 years, from shaky webcams to six-figure salaries

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ImLive Cam Girl
ImLive Cam Girl

ImLive

  • HottyTEEN69 has been a host on ImLive, a site where people can pay to watch cam girls, for nearly 18 years. 

  • She joined to help pay for her university fees in Romania back when the company was founded in 2002. 

  • Though camming sites like OnlyFans and IsMyGirl have caught the popular imaginary now, the early aughts were like the ‘wild west’ for adult entertainment sites. 

  • Visit Insider’s homepage for more stories.

Camming — live-streaming sex shows, typically from a bedroom — has grown into one of the most lucrative parts of the adult entertainment industry, earning models upwards of $100,000 a year.

In fact, the pandemic has fueled the multi-billion dollar camming industry, as lockdowns created an audience (people who couldn’t go out), and new models (people who lost jobs and sought ways to make money from home).

But long before the pandemic, and long before

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As Trump Calls for Schools to Fully Reopen, His Son’s School Says It Will Not

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St. Andrew's Episcopal School, which President Donald Trump's son Barron attends, in Potomac, Md., April 29, 2020. (Samuel Corum/The New York Times)
St. Andrew’s Episcopal School, which President Donald Trump’s son Barron attends, in Potomac, Md., April 29, 2020. (Samuel Corum/The New York Times)

WASHINGTON — The school attended by President Donald Trump’s son will not fully reopen in September out of concern over the coronavirus pandemic despite the president’s insistence that students across the country be brought back to classrooms in the fall.

St. Andrew’s Episcopal School, a private school in Washington’s Maryland suburbs, said in a letter to parents that it was still deciding whether to adopt a hybrid model for the fall that would allow limited in-person education or to resume holding all classes completely online as was done in the spring. The school will decide early next month which option to follow.

“We are hopeful that public health conditions will support our implementation of the hybrid model in the fall,” said the letter signed by Robert Kosasky, the

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How To Grow Your Money Safely During the Next Downturn

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As long as there has been a stock market, there have been fears about a dramatic market sell-off. These fears came true when the coronavirus pandemic sparked a major crash in mid-March, leaving investors unsure of how quickly the market would recover. However, many stocks have bounced back to the prices they were at before the crash, although certain industries remain vulnerable.

What can you do to help protect — and even grow — your money during the next downturn? Here’s a look at some general principles you should consider before the next sell-off, along with suggestions for investments that might fare better than the market as a whole.

Last updated: March 9, 2020

Review Your Asset Allocation

When you initially set up your portfolio, you likely chose a general investment objective such as growth or income, with assets chosen on the basis of this objective. Many financial advisors suggest

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WA Tech Exec Charged With Laundering Coronavirus-Relief Money

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BELLEVUE, WA — A Washington tech executive has been charged for laundering millions of dollars that were supposed to be used supporting businesses and employees during the coronavirus pandemic.

The Department of Justice says 48-year-old Mukund Mohan of Clyde Hill filed eight fraudulent Paycheck Protection Program loans for six different companies. Paycheck Protection Program, or PPP, loans are supposed to be used to help struggling businesses stay afloat and pay their employees during the pandemic, but prosecutors say Mohan illegally used the money to support himself instead.

The complaint against Mohan alleges he lied several times about the companies he was requesting loans for, and about how many people were on their payroll. In one case, the DOJ says Mohan claimed a company of his, Mahenjo Inc., had dozens of employees who were receiving millions in wages during the pandemic. In fact, Mohan had bought Mahenjo online in May of

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Jeff Bezos is now so rich he could never spend the money he earned in a single day this week

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AFP
AFP

“I mean, what’s he going to do with it all. What can you spend all that money on?”

The question was asked of me by the finance director of a big UK bank who, while he admitted that he “got plenty of money”, was still simply staggered by what one of the former CEOs of one of its constituent parts had made – and was still making, through a truly vast pension. They were, at the time, a cause of some controversy given the grim road down which they’d led the company.

Although rhetorical, it was a good question. Yet that former CEO was a veritable pauper by comparison to the Amazon boss Jeff Bezos.

On Monday, shares in the online giant took on some rocket fuel and headed off for Mars, like Bezos presumably hopes his space exploration company will one day do. Having ended last week at

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24 Money-Making Apps That Turn Sitting at Home Into a Side Hustle

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Photo credit: katie buckleitner
Photo credit: katie buckleitner

From Cosmopolitan

Besides nailing a Tiktok dance, there’s no better feeling than watching your bank account level up (hey Ciara). Between scrolling through Instagram, adoring Nicki M’s maternity photos, and anticipating that text back for shooting your shot, why not make some extra cash?! Making money can literally be a no brainer if you have the right technology.

Maybe learning to invest is on your bucket list, or your closet’s calling (she needs some space), or you just want some free food. Whatever your situation, there’s an app to utilize your skill set with their unique, money-making platform. And that’s pretty freaking amazing since many of us could use A LOT more money right about now.

Check out these kinda genius apps for making money at home, but beware: Time flies when you’re making $$$ so keep your charger close.

1. If You Want to Start

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