These Personal Finance Apps Can Change Your Life

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  • Apps that help consumers manage their money are becoming more and more popular
  • Making smart, calculated, and guided decisions on personal capital is one of the most critical parts of life
  • These four apps believe they have you covered when it comes to taking control of your financial present and future

You Need a Budget: You Need a Budget personal finance app that focuses on helping users achieve some structure in their financial decisions. Its platform is built on its “Four Rules”: 1) Give every dollar a job, 2) Embrace your true expenses, 3) Roll with the punches, and 4) Age your money.

Users can line up the app with their checking account in order to balance transactions against budget plans and personal financial goals. You Need a Budget also provides reports that show users how they’re doing throughout the month. Per the company, the average user saves up

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Aging Teachers Ask Themselves, Do I Quit Or Risk My Life?

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(Photo: Illustration: Rebecca Zisser/HuffPost; Photo: Getty)
(Photo: Illustration: Rebecca Zisser/HuffPost; Photo: Getty)

David Galloway became a teacher 13 years ago, after three decades working in other fields. He calls teaching a calling, but now he’s considering cutting his time in the classroom short.

Galloway, who is 64, has type II diabetes and is married to a breast cancer survivor, teaches sixth grade science in Jackson County, Florida. Last week, the state’s education commissioner said that all schools would soon have to open five days a week, despite the state’s record-setting number of COVID-19 cases. Galloway misses his students, but returning to the classroom suddenly feels like a gamble. 

“They never went over this stuff in teacher college,” said Galloway.

He is one of a number of aging or immunocompromised teachers around the country who might quit their jobs or retire early if they’re asked to return full-time to the classroom this fall. Nearly 20% of private

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