Schools Can’t Reopen Safely Without A Lot More Money. Congress Is Running Out Of Time.

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WASHINGTON ― In a matter of weeks, millions of children will head back to school in the middle of a pandemic, leaving millions more parents filled with anxiety about risking their child’s health ― not to mention school staff ― to get an education.

Public schools cannot safely reopen without a massive infusion of emergency funding from Congress, which is already dangerously late to this. Think of all the things a single school needs: Hand sanitizers and disinfectant wipes for classrooms. No-touch thermometers. Regular deep cleanings, which means hiring more custodial staff. Ensuring that every school has at least one full-time nurse (25% of schools have no nurse at all). Someone on every school bus to screen kids’ temperatures before boarding. Gloves and masks for staff. Masks for students who don’t bring one from home. Resuming before- and after-school child care programs with new cleaning protocols.

That doesn’t even factor

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Before You Walk Onto a Car Lot, Beware Yo-Yo Financing

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Imagine you’re proudly driving around town in your new car when your cell phone rings. It’s the dealer telling you there is a problem with your financing.

“Basically, they tell you that you’ve got credit [and a deal]. You drive the car home and then they call you back up and say, ‘oh by the way, that credit didn’t work. You need to bring your car back in. You need to sign new terms.’ And the new terms are always worse,” says Ira Rheingold, executive director of the National Association of Consumer Advocates.

The practice is called yo-yo financing.

How Common is Yo-Yo Financing?

Sadly, yo-yo financing is common with both new and used cars and usually ends with a higher interest rate and worse loan terms. Rheingold says women, African-Americans and Latinos are disproportionately victimized.

Yo-yo financing often happens with a spot delivery of the vehicle, meaning a customer

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Schools Should Prioritize Reopening, But They Need A Lot More Money: New Report

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Schools should try to reopen if they think they can do so safely, prioritizing students with disabilities and children in kindergarten through fifth grade, according to a report released Wednesday. However, schools likely won’t be able to take all the necessary precautions without an injection of resources from states and the federal government. 

The new report from the National Academies of Sciences, Engineering, and Medicine, which compiles months of research from education and medical experts, offers one of the most comprehensive looks at the costs and benefits of U.S. schools reopening amid the coronavirus pandemic. Over its more than 80 pages, the report outlines the potentially dire health risks communities could face if schools are reopened hastily and asks school and community leaders to engage in constant risk assessment.

Although the report ultimately stresses the importance of providing students with in-person learning opportunities, it also details the tremendous challenges that

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