Dhamaka offers! HDFC Bank launches over 3000 deals on shopping, credit cards, business loans, personal, auto and home loans



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As a part of its annual financial services dhamaka, HDFC Bank has launched ‘Festive Treats’! Under these financial services dhamaka offers, customers can avail of special deals on all banking products from loans to bank accounts, with over 1000+ offers from leading players and over 2,000 hyper local offers through tie ups with local merchants across semi urban and rural locations.

“In light of the unprecedented situation due to Covid19, all deals and offers this year can also be availed of digitally from the safety customers’ homes, in addition to over the counter at branches, partner stores and dealerships. On the heels of its Summer Treats festival, the bank expects mobiles, consumer durable, and electronics categories to do well in addition to apparels, jewellery and dining-in due to the festive season,” HDFC Bank said in a statement.

Offers will be available across the entire range

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Get $20 off at Amazon with your Capital One credit card

With Prime Day right around the corner, Amazon has just extended a limited-time offer that will make Capital One credit card holders very happy. The promotion was originally scheduled to expire on September 30, but it’s now available all the way until the end of 2020.



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Last year, Capital One added Amazon’s “Shop with Points” program as a redemption option on several of its credit cards. You’re typically better off redeeming Capital One miles for travel or cash back, but if you’re targeted for this current offer, you can save $20 on a purchase of $80 or more when using your Capital One miles or cash back at Amazon anytime between now and December 31.

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Not everyone will be eligible for this offer, but to find out if you’re targeted — and to learn how to apply the discount to your upcoming Amazon order — follow

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Capital One Cuts Some Borrowers’ Credit Limits



a person sitting at a table using a laptop: Capital One Cuts Some Borrowers' Credit Limits


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Capital One Cuts Some Borrowers’ Credit Limits



a person sitting at a table using a laptop: A young man on his couch holding a credit card and his phone.


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A young man on his couch holding a credit card and his phone.

Capital One has announced that it’s cutting credit limits for some of its cardholders. While credit card companies generally avoid doing this, they are legally allowed to cut credit limits at their discretion, and it’s common during economic downturns. The high unemployment rate and expiration of the additional $600 per week in unemployment benefits were likely major factors in Capital One’s decision.

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Credit card companies aren’t legally required to notify you before cutting your credit limit, unless the change was due to adverse information on your credit report. Since that doesn’t apply here, it’s important to know how you can find out on your own.

Checking if Capital One cut your credit limit

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The best Capital One credit cards of 2020



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MSN has partnered with The Points Guy for our coverage of credit card products. MSN and The Points Guy may receive a commission from card issuers.

Capital One has been on an upward trend ever since it added the ability to transfer miles earned on the Spark and Venture card families to airline partners. We’ve seen Capital One launch several limited-time transfer bonuses and expand its travel partner options. Now is a great time to take a closer look at Capital One’s best cards.

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Best Capital One credit cards of 2020

  • Capital One® Venture® Rewards Credit Card: Best for travel rewards
  • Capital One® Spark® Miles for Business*: Best for business travel
  • Capital One® Spark® Cash for Business*: Best for flat-rate business spending
  • Capital One® Savor® Cash Rewards Credit Card*:
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Is This Credit Union Right for You?

Alliant Credit Union is a not-for-profit, member-owned financial institution that has been around for more than 80 years.

Though technically located in Illinois, Alliant Credit Union is open to members nationwide. And with more than $12 billion in assets and 500,000 members across the country, Alliant is not just the largest credit union in the Prairie State but also one of the largest credit unions in the entire country.

Before we dive into our Alliant Credit Union review, check out this quick refresher on what differentiates a credit union from a traditional bank — and why you should consider going this alternate route for your banking needs.

In this review:

What Is Alliant Credit Union?

Alliant Credit Union is an NCUA-insured (National Credit Union Administration-insured) banking institution with two physical locations in Chicago but online access for members nationwide. Alliant also offers a network of 80,000 surcharge-free ATMs across the

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Credit card spending fell 50% in first month of lockdown

Credit card spending in April dropped by 50% to £8.7bn. Photo: Getty
Credit card spending in April dropped by 50% to £8.7bn. Photo: Getty

Credit card spending in April dropped by 50% to £8.7bn ($11bn), compared with April 2019, new data from UK Finance reveals.

The number of credit card transactions by UK cardholders also saw a notable fall of 46% to 163 million, the lowest level in over nine years, as borrowers cut down on credit card spending as the coronavirus pandemic hit the country.

Outstanding balances on credit cards fell by £4.7bn in April, the largest monthly drop in over a decade, and more than double the £3.1bn fall in outstanding balances in March, as many consumers chose to make repayments rather than spend on their credit cards.

Spending on debit cards, however, remained strong in April, with the total value of transactions increasing by 0.9% to £51.8bn. This is despite the number of debit card transactions falling by 5.1%

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Credit card spending fell 50% at start of lockdown

Credit cards spending dropped by nearly half at the start of lockdown as people played safe with their finances and shunned big purchases.

A total of £8.7bn was spent on credit cards in the first full month of lockdown in April, half the level of April last year, UK Finance said.

The banking trade body said this was the lowest level of spending seen since the last economic downturn.

The cancellation of holiday plans is one likely reason for the fall.

Safety-first

Consumers often use credit cards to pay for summer getaways or major purchases such as household appliances, owing to the extra protection available if something goes wrong.

Many people uncertain about the coronavirus effect on their jobs and finances would have put off buying these items, UK Finance said.

The temporary closure of shops and travel restrictions would also have meant many people put these buying decisions on

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The best credit cards for groceries of 2020

Shop for groceries with these credit cards, and you can clean up the rewards in aisle three.
Shop for groceries with these credit cards, and you can clean up the rewards in aisle three.

— Our editors review and recommend products to help you buy the stuff you need. If you sign up for a credit card after clicking one of our links, we may earn a small fee for referring you. However, our picks and opinions are independent from USA TODAY’s newsroom and any business incentives.

Groceries are an essential living expense—especially now that you may be spending more time stuck at home and less time visiting friends or dining out. Not only are Americans currently spending more on groceries, the price of meat, poultry, fish, eggs, and other goods has steeply increased.

Maybe you already have a card in your wallet that rewards you for paying recurring expenses like your telephone bill or gym membership. Adding a grocery rewards card to the mix can help

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