10 disasters you’d never expect home insurance to cover

A typical home insurance policy protects against all kinds of unexpected threats, like fire, theft and — falling satellites? Almost 4 million homes in the United States had a claim…

If you absolutely have to visit the DMV, here’s what to expect

People without appointments wait in line for the Hollywood DMV field office to open on July 16. (Adam Tschorn / Los Angeles Times) For most people who have been through…