Personal Capital Review 2020

First of all, we must note that Personal Capital does not want to be classified as a robo-advisory and would prefer to be considered a digital asset management service that also includes personalized advice from financial planners. That said, the company was one of the first to put tools in investor’s hands and automate elements of portfolio management. Personal Capital is our top choice for portfolio management due to the way the firm’s advanced technology effectively manages risk and taxes.

New and Notable:

  • Personal Capital is a wholly-owned subsidiary of Empower Retirement, a retirement services provider, as of August 2020.
  • The Recession Simulator, which allows Americans to illustrate the effect historical recessions would have had on their investments, was introduced in June 2020.
  • Personal Capital Cash is a cash management service for U.S. residents and citizens with no minimum balance requirements. Investing clients receive a higher rate of interest.


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Sallie Mae Bank review: high APYs, no monthly fees

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  • Sallie Mae Bank (Member FDIC) is an online bank that offers savings accounts, a money market account, and CDs.
  • The SmartyPig savings account lets you name individual savings goals and set deadlines.
  • The bank doesn’t have a checking account, so you’ll have to transfer funds to an external bank account to access your savings, which could take a couple business days.
  • Sallie Mae pays competitive rates on its savings and money market accounts, but you can find better CD rates elsewhere.
  • See Business Insider’s picks for the best CD rates »

You might like Sallie Mae if you:

  • Are comfortable banking digitally
  • Want to earn a competitive APY on a
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Virgin Money upbeat, Bank of England to review dividend policy, and Greggs sales recover

Here are the top business, market, and economic stories you should be watching today in the UK, Europe, and abroad:

Virgin Money upbeat

Virgin Money (VMUK.L) has struck an upbeat tone on third quarter trading.

The challenger bank said customer deposits rose by 4.8% in the third quarter to £67.7bn ($87bn), as Brits stuck as home during lockdown spent less. The rise equates to around £600 extra in every Virgin Money customer’s current account or savings account.

Mortgage lending fell by 1% as the housing market paused by business lending surged by 5.7% to £8.8bn in the three months to 30 June.

“Our Q3 financial results reflect lower demand from consumers due to the pandemic, but strong demand from businesses for government-supported schemes, with the Group further increasing its provisions to reflect the uncertain economic outlook while maintaining a focus on margin, cost and capital management,” said chief executive David

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‘The Hater’ on Netflix: Film Review

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Reteaming provocative Polish director Jan Komasa with screenwriter Mateusz Pacewicz, “The Hater” hits Netflix mere months after the duo’s acclaimed impostor-priest drama “Corpus Christi” was nominated for the Oscars’ newly rechristened international feature award. Timing wise, that’s a savvy acquisition of a youth-targeted thriller that deals with such topics as ethics, elections and online obsession, further boosted by the movie’s recent win at the Tribeca Film Festival — the event may have been canceled by the coronavirus, but the jury still voted, picking “The Hater” as the best of its international competition.

Such bona fides may inspire the streams for this . But Netflix has oddly omitted one key detail: “The Hater” is a sequel to Komasa’s 2011 button-pusher “Suicide Room.”

More from Variety

In that film, a game of truth or dare inspires a popular high school kid to kiss another guy,

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